Acquiring good insurance is one of the most important decisions a martial arts teacher can make. In the hussle and bussle of starting or operating a school, something like insurance can easily get pushed to the wayside. Many instructors figure that their personal insurance will probably cover their needs, and anything it DOESN’T cover can be mentioned in a pre-sign-up waiver.
Unfortunately, these kinds of assumptions have ruined more than one school. Americans have lots of rights in terms of safety and legal compensation. This is good, but can be abused by overly litigious individuals. It is the martial arts instructor’s job to protect him/herself against worst-case-scenarios, whether it be severe injury, loss of property, or angry clients.
The Not-So-Scary Martial Arts Insurance Talk
We’ve seen looks of shock and confusion when we tell some instructors that they can get their school properly covered for around $450 a year. They were expecting a very large number with tons of paperwork and contingencies.
The actual cost of insurance for YOU will depend on just a few variables:
- The size of the school
- The location of the school
- Needed add-ons for property and events
Schools that average below 50 students can often get covered for around $450 annually. Bigger schools have higher costs, but that cost is a gradual increase as opposed to a steep incline. One benefit of discussing your insurance needs with a company like KarateInsurance.com is that we can provide insight into potential contingencies that you may not have considered. If you’ve invested lots of money in equipment, or tend to put on seminars/tournaments every year, we can develop a personalized program to maximize your protection while minimizing cost.
Why Work With KarateInsurance.com?
You’ve got options in the world of insurance but we believe we are the right agency for you. Here’s why:
- We offer personalized insurance planning and support throughout your time with us.
- We train in the martial arts, and work with people who also train. As such we respect and understand the martial arts industry.
- We have decades of experiencing providing coverage for diverse schools all over the country.
- We’re always trying to improve and stay on top of insurance trends, keeping your protection up and costs down.
- We make the insurance process understandable and as painless as possible.
How to Get a Free Quote or Buy a Policy
We thank you for checking us out and considering us for your coverage needs. The next step is free, easy, and has no strings attached – The Free Insurance Quote Tool. You can enter a few bits of information and we will generate an estimate regarding how much insurance will cost you yearly.
If you think you are ready to sign up for a policy, click here. There you will be able to find the right online form for your needs.